How To Apply for a Payment Plan

So you need some extra help paying for your dental treatment? No problem! We have three options available depending on what will suit you best

How to apply

What Payment Plan is best for me?

We have a range of payment plans and loans from as little as $100 up to $50,000. To find out which option is best for you, or to calculate what your repayments would be see the Loans & Payments tab in the blue bar on the left or ask our friendly assistant bot Max.

Waiting to see your Dentist?

Unfortunately, we are not a dental practice. We offer finance for dental procedures and treatments, and will helps you find the right dentist for your needs. Once you've seen a dentist, they will send you an invitation for treatment via email and SMS, which will include personalised payment options to help smooth out the costs.

I've seen my Dentist, what's next?

To apply for a payment plan with Smile Right you will need your treatment plan from a dental practice - a treatment plan is the recommended work you need done and is provided by your dentist. If your dentist uses Smile Right, you would have been sent an email and an SMS with your treatment plan attached.

You will also see an option to view your treatment plan and patient card, once you have clicked on this you can see attached some options for payment plans.

Sometimes this email can be sent to your junk folder, so be sure to check there just in case!

Some important factors to remember are that you need to be:

1. An Australian Resident/Citizen/Visa Holder with a Medicare card,
2. Aged 18+,

If all of these apply to you, you are eligible to apply for a Smile Right payment plan!

Catch a saving

How to Apply

How to apply

To apply for a Smile Right payment plan, you need to access your patient card. In your patient card there will be the proposed treatment plan, some information about the treatment and some payment options.

Your patient card

Once you have decided that you need some time to pay, it's time to see what payment plan suits you best. After selecting apply, you will be prompted to a consent form that must be read before continuing. Next, you will be asked to provide some details before sending off to the Smile Right team.

Your patient card

Your approval shouldn’t take long, and once approved you will be automatically notified so you can schedule your appointment for treatment!

It's as easy as that!

Let's explain

Still unsure? Max explains the application process in this short video.


We are here to help. Feel free to chat with our Max using the message bot at anytime or call us on 1300 793 983 during office hours.